Presidential Bank, FSB

Presidential Bank, FSB of Bethesda, MD, chartered 1985: 11 offices, $1.01bn in assets, a 9.63% leverage ratio. Straight from the federal record.

Presidential Bank, FSB is an FDIC-insured community bank headquartered in Bethesda, MD, chartered in 1985. It is supervised by the Office of the Comptroller of the Currency and held by Cleveland Family Generational Tr I. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Presidential Bank, FSB has branches

11 full-service offices across 3 states:

• Virginia: 6 offices in 5 towns, holding $174m at 30 June 2025
• Maryland: 4 offices in 3 towns, holding $692m at 30 June 2025
• DC: 1 office, holding $36m at 30 June 2025

Presidential Bank, FSB on its latest Call Report, 30 June 2026

• Total assets: $1.01bn
• Total deposits: $897m
• Tier 1 leverage ratio: 9.63%
• Total risk-based capital ratio: 14.75%
• Noncurrent loans, as a share of loans: 1.64%
• Return on assets: 0.49%
• Net interest margin: 3.35%
• Staff: 354

Compare Presidential Bank, FSB against every other bank with a branch in Maryland, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.