Flagstar Bank, National Association of Hicksville, NY, chartered 1987: 340 offices, $87.7bn in assets. Straight from the federal record.
Flagstar Bank, National Association is an FDIC-insured bank headquartered in Hicksville, NY, chartered in 1987. It is supervised by the Office of the Comptroller of the Currency. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Flagstar Bank, National Association has branches
340 full-service offices across 9 states, the largest being:
New York: 105 offices in 62 towns, holding $30.6bn at 30 June 2025
Michigan: 101 offices in 74 towns, holding $21.4bn at 30 June 2025
New Jersey: 30 offices in 29 towns, holding $6.02bn at 30 June 2025
Florida: 27 offices in 23 towns, holding $3.38bn at 30 June 2025
Ohio: 26 offices in 24 towns, holding $2.65bn at 30 June 2025
Indiana: 24 offices in 16 towns, holding $1.56bn at 30 June 2025
Flagstar Bank, National Association on its latest Call Report, 30 June 2026
Total assets: $87.7bn
Total deposits: $67.5bn
Tier 1 leverage ratio: 9.70%
Total risk-based capital ratio: 16.58%
Noncurrent loans, as a share of loans: 4.97%
Return on assets: 0.13%
Net interest margin: 2.18%
Staff: 5,374
Flagstar Bank, National Association by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.