First Community Bank

First Community Bank of Lexington, SC, chartered 1995: 22 offices, $2.38bn in assets, a 9.29% leverage ratio. Straight from the federal record.

First Community Bank is an FDIC-insured bank headquartered in Lexington, SC, chartered in 1995. It is supervised by the FDIC and held by First Community Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First Community Bank has branches

22 full-service offices across 2 states:

• South Carolina: 19 offices in 15 towns, holding $1.65bn at 30 June 2025
• Georgia: 3 offices in 3 towns, holding $112m at 30 June 2025

First Community Bank on its latest Call Report, 30 June 2026

• Total assets: $2.38bn
• Total deposits: $2.03bn
• Tier 1 leverage ratio: 9.29%
• Total risk-based capital ratio: 14.13%
• Noncurrent loans, as a share of loans: 0.05%
• Return on assets: 1.25%
• Net interest margin: 3.61%
• Staff: 298

Compare First Community Bank against every other bank with a branch in South Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.