Applied Bank

Applied Bank of Wilmington, DE, chartered 1996: 2 offices, $274m in assets, a 17.49% leverage ratio. Straight from the federal record.

Applied Bank is an FDIC-insured community bank headquartered in Wilmington, DE, chartered in 1996. It is supervised by the FDIC. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Applied Bank has branches

2 full-service offices across 1 state:

• Delaware: 2 offices in 2 towns, holding $228m at 30 June 2025

Applied Bank on its latest Call Report, 30 June 2026

• Total assets: $274m
• Total deposits: $229m
• Tier 1 leverage ratio: 17.49%
• Total risk-based capital ratio: 78.67%
• Noncurrent loans, as a share of loans: 0.00%
• Return on assets: 2.54%
• Net interest margin: 3.83%
• Staff: 27

Compare Applied Bank against every other bank with a branch in Delaware, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.