Westamerica Bank

Westamerica Bank of San Rafael, CA, chartered 1884: 75 offices, $5.77bn in assets, a 10.27% leverage ratio. Straight from the federal record.

Westamerica Bank is an FDIC-insured bank headquartered in San Rafael, CA, chartered in 1884. It is supervised by the Federal Reserve and held by Westamerica Bcorp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Westamerica Bank has branches

75 full-service offices across 1 state:

• California: 75 offices in 62 towns, holding $4.75bn at 30 June 2025

Westamerica Bank on its latest Call Report, 30 June 2026

• Total assets: $5.77bn
• Total deposits: $4.78bn
• Tier 1 leverage ratio: 10.27%
• Total risk-based capital ratio: 16.69%
• Noncurrent loans, as a share of loans: 0.12%
• Return on assets: 1.84%
• Net interest margin: 3.87%
• Staff: 573

Compare Westamerica Bank against every other bank with a branch in California, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.