First Bank & Trust

First Bank & Trust of Brookings, SD, chartered 1925: 22 offices, $4.78bn in assets, a 10.37% leverage ratio. Straight from the federal record.

First Bank & Trust is an FDIC-insured community bank headquartered in Brookings, SD, chartered in 1925. It is supervised by the FDIC and held by Fishback Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First Bank & Trust has branches

22 full-service offices across 2 states:

• South Dakota: 15 offices in 10 towns, holding $3.18bn at 30 June 2025
• Minnesota: 7 offices in 7 towns, holding $873m at 30 June 2025

First Bank & Trust on its latest Call Report, 30 June 2026

• Total assets: $4.78bn
• Total deposits: $4.17bn
• Tier 1 leverage ratio: 10.37%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.42%
• Return on assets: 1.31%
• Net interest margin: 3.76%
• Staff: 716

First Bank & Trust by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• First Bank & Trust in Brookings, SD — 4 branches

Compare First Bank & Trust against every other bank with a branch in South Dakota, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.