First National Bank

First National Bank of Damariscotta, ME, chartered 1864: 18 offices, $3.18bn in assets, a 9.20% leverage ratio. Straight from the federal record.

First National Bank is an FDIC-insured community bank headquartered in Damariscotta, ME, chartered in 1864. It is supervised by the Office of the Comptroller of the Currency and held by First Bcorp Inc the. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First National Bank has branches

18 full-service offices across 1 state:

• Maine: 18 offices in 17 towns, holding $2.71bn at 30 June 2025

First National Bank on its latest Call Report, 30 June 2026

• Total assets: $3.18bn
• Total deposits: $2.68bn
• Tier 1 leverage ratio: 9.20%
• Total risk-based capital ratio: 14.18%
• Noncurrent loans, as a share of loans: 0.75%
• Return on assets: 1.22%
• Net interest margin: 2.82%
• Staff: 278

Compare First National Bank against every other bank with a branch in Maine, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.