Horizon Bank

Horizon Bank of Michigan City, IN, chartered 1873: 73 offices, $6.55bn in assets, a 10.52% leverage ratio. Straight from the federal record.

Horizon Bank is an FDIC-insured bank headquartered in Michigan City, IN, chartered in 1873. It is supervised by the FDIC and held by Horizon Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Horizon Bank has branches

73 full-service offices across 2 states:

• Indiana: 46 offices in 38 towns, holding $4.11bn at 30 June 2025
• Michigan: 27 offices in 24 towns, holding $1.67bn at 30 June 2025

Horizon Bank on its latest Call Report, 30 June 2026

• Total assets: $6.55bn
• Total deposits: $5.48bn
• Tier 1 leverage ratio: 10.52%
• Total risk-based capital ratio: 13.60%
• Noncurrent loans, as a share of loans: 0.70%
• Return on assets: 1.75%
• Net interest margin: 4.47%
• Staff: 869

Compare Horizon Bank against every other bank with a branch in Indiana, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.