Citizens State Bank

Citizens State Bank of Wisner, NE, chartered 1888: 10 offices, $653m in assets, a 10.07% leverage ratio. Straight from the federal record.

Citizens State Bank is an FDIC-insured community bank headquartered in Wisner, NE, chartered in 1888. It is supervised by the Federal Reserve and held by Citizens National Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Citizens State Bank has branches

10 full-service offices across 1 state:

• Nebraska: 10 offices in 9 towns, holding $547m at 30 June 2025

Citizens State Bank on its latest Call Report, 30 June 2026

• Total assets: $653m
• Total deposits: $592m
• Tier 1 leverage ratio: 10.07%
• Total risk-based capital ratio: 13.27%
• Noncurrent loans, as a share of loans: 0.20%
• Return on assets: 1.22%
• Net interest margin: 3.47%
• Staff: 80

Compare Citizens State Bank against every other bank with a branch in Nebraska, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.