Comenity Capital Bank

Comenity Capital Bank of Draper, UT, chartered 2003: 1 offices, $13.9bn in assets, a 12.84% leverage ratio. Straight from the federal record.

Comenity Capital Bank is an FDIC-insured bank headquartered in Draper, UT, chartered in 2003. It is supervised by the FDIC. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Comenity Capital Bank has branches

1 full-service office across 1 state:

• Utah: 1 office, holding $10.00bn at 30 June 2025

Comenity Capital Bank on its latest Call Report, 30 June 2026

• Total assets: $13.9bn
• Total deposits: $11.0bn
• Tier 1 leverage ratio: 12.84%
• Total risk-based capital ratio: 17.65%
• Noncurrent loans, as a share of loans: 3.21%
• Return on assets: 1.65%
• Net interest margin: 19.26%
• Staff: 286

Compare Comenity Capital Bank against every other bank with a branch in Utah, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.