Citizens Bank, National Association of Providence, RI, chartered 2005: 964 offices, $232.5bn in assets. Straight from the federal record.
Citizens Bank, National Association is an FDIC-insured bank headquartered in Providence, RI, chartered in 2005. It is supervised by the Office of the Comptroller of the Currency and held by Citizens Financial Group Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Citizens Bank, National Association has branches
964 full-service offices across 16 states, the largest being:
Pennsylvania: 212 offices in 131 towns, holding $34.3bn at 30 June 2025
Massachusetts: 179 offices in 128 towns, holding $58.4bn at 30 June 2025
New York: 168 offices in 93 towns, holding $23.5bn at 30 June 2025
New Jersey: 107 offices in 94 towns, holding $8.78bn at 30 June 2025
Ohio: 68 offices in 49 towns, holding $10.3bn at 30 June 2025
Michigan: 61 offices in 40 towns, holding $6.65bn at 30 June 2025
Citizens Bank, National Association on its latest Call Report, 30 June 2026
Total assets: $232.5bn
Total deposits: $188.7bn
Tier 1 leverage ratio: 9.39%
Total risk-based capital ratio: 13.75%
Noncurrent loans, as a share of loans: 1.36%
Return on assets: 0.99%
Net interest margin: 3.26%
Staff: 17,326
Citizens Bank, National Association by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.