United Bank

United Bank of Atmore, AL, chartered 1904: 19 offices, $1.48bn in assets, a 15.79% leverage ratio. Straight from the federal record.

United Bank is an FDIC-insured community bank headquartered in Atmore, AL, chartered in 1904. It is supervised by the FDIC and held by United Bcorp of Alabama Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where United Bank has branches

19 full-service offices across 2 states:

• Alabama: 16 offices in 14 towns, holding $988m at 30 June 2025
• Florida: 3 offices in 3 towns, holding $190m at 30 June 2025

United Bank on its latest Call Report, 30 June 2026

• Total assets: $1.48bn
• Total deposits: $1.22bn
• Tier 1 leverage ratio: 15.79%
• Total risk-based capital ratio: 21.86%
• Noncurrent loans, as a share of loans: 1.35%
• Return on assets: 1.31%
• Net interest margin: 4.47%
• Staff: 278

Compare United Bank against every other bank with a branch in Alabama, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.