River Bank & Trust

River Bank & Trust of Prattville, AL, chartered 2006: 25 offices, $4.02bn in assets, a 9.23% leverage ratio. Straight from the federal record.

River Bank & Trust is an FDIC-insured community bank headquartered in Prattville, AL, chartered in 2006. It is supervised by the FDIC and held by River Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where River Bank & Trust has branches

25 full-service offices across 2 states:

• Alabama: 24 offices in 19 towns, holding $3.22bn at 30 June 2025
• Florida: 1 office

River Bank & Trust on its latest Call Report, 30 June 2026

• Total assets: $4.02bn
• Total deposits: $3.51bn
• Tier 1 leverage ratio: 9.23%
• Total risk-based capital ratio: 13.82%
• Noncurrent loans, as a share of loans: 0.48%
• Return on assets: 1.49%
• Net interest margin: 3.81%
• Staff: 394

Compare River Bank & Trust against every other bank with a branch in Alabama, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.