SmartBank

SmartBank of Pigeon Forge, TN, chartered 2007: 42 offices, $6.11bn in assets, a 9.86% leverage ratio. Straight from the federal record.

SmartBank is an FDIC-insured bank headquartered in Pigeon Forge, TN, chartered in 2007. It is supervised by the Federal Reserve and held by Smartfinancial Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where SmartBank has branches

42 full-service offices across 3 states:

• Tennessee: 24 offices in 19 towns, holding $3.06bn at 30 June 2025
• Alabama: 14 offices in 13 towns, holding $1.53bn at 30 June 2025
• Florida: 4 offices in 4 towns, holding $290m at 30 June 2025

SmartBank on its latest Call Report, 30 June 2026

• Total assets: $6.11bn
• Total deposits: $5.39bn
• Tier 1 leverage ratio: 9.86%
• Total risk-based capital ratio: 12.30%
• Noncurrent loans, as a share of loans: 0.24%
• Return on assets: 1.12%
• Net interest margin: 3.56%
• Staff: 609

Compare SmartBank against every other bank with a branch in Tennessee, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.