South Central Bank, Inc.

South Central Bank, Inc. of Glasgow, KY, chartered 1908: 27 offices, $2.26bn in assets, a 9.88% leverage ratio. Straight from the federal record.

South Central Bank, Inc. is an FDIC-insured community bank headquartered in Glasgow, KY, chartered in 1908. It is supervised by the FDIC and held by South Cntl Bancshares Ky Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where South Central Bank, Inc. has branches

27 full-service offices across 2 states:

• Kentucky: 26 offices in 15 towns, holding $1.73bn at 30 June 2025
• Tennessee: 1 office

South Central Bank, Inc. on its latest Call Report, 30 June 2026

• Total assets: $2.26bn
• Total deposits: $1.97bn
• Tier 1 leverage ratio: 9.88%
• Total risk-based capital ratio: 13.12%
• Noncurrent loans, as a share of loans: 0.30%
• Return on assets: 1.41%
• Net interest margin: 3.81%
• Staff: 303

Compare South Central Bank, Inc. against every other bank with a branch in Kentucky, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.