Manufacturers and Traders Trust Company of Buffalo, NY, chartered 1856: 909 offices, $218.8bn in assets. Straight from the federal record.
Manufacturers and Traders Trust Company is an FDIC-insured bank headquartered in Buffalo, NY, chartered in 1856. It is supervised by the Federal Reserve and held by M & T Bank Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Manufacturers and Traders Trust Company has branches
909 full-service offices across 14 states, the largest being:
New York: 265 offices in 192 towns, holding $70.3bn at 30 June 2025
Maryland: 145 offices in 85 towns, holding $27.6bn at 30 June 2025
Pennsylvania: 126 offices in 96 towns, holding $16.1bn at 30 June 2025
Connecticut: 106 offices in 75 towns, holding $19.6bn at 30 June 2025
New Jersey: 65 offices in 59 towns, holding $5.97bn at 30 June 2025
Massachusetts: 62 offices in 46 towns, holding $6.25bn at 30 June 2025
Manufacturers and Traders Trust Company on its latest Call Report, 30 June 2026
Total assets: $218.8bn
Total deposits: $172.3bn
Tier 1 leverage ratio: 9.51%
Total risk-based capital ratio: 13.87%
Noncurrent loans, as a share of loans: 1.35%
Return on assets: 1.40%
Net interest margin: 3.84%
Staff: 20,575
Manufacturers and Traders Trust Company by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.