The National Bank of Middlebury of Middlebury, VT, chartered 1831: 5 offices, $554m in assets, a 9.86% leverage ratio. Straight from the federal record.
The National Bank of Middlebury is an FDIC-insured community bank headquartered in Middlebury, VT, chartered in 1831. It is supervised by the Office of the Comptroller of the Currency and held by Middlebury National Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where The National Bank of Middlebury has branches
5 full-service offices across 1 state:
Vermont: 5 offices in 4 towns, holding $506m at 30 June 2025
The National Bank of Middlebury on its latest Call Report, 30 June 2026
Total assets: $554m
Total deposits: $500m
Tier 1 leverage ratio: 9.86%
Total risk-based capital ratio: 17.42%
Noncurrent loans, as a share of loans: 0.15%
Return on assets: 1.01%
Net interest margin: 3.64%
Staff: 85
The National Bank of Middlebury by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.