First Financial Bank

First Financial Bank of Cincinnati, OH, chartered 1863: 158 offices, $22.4bn in assets, a 9.78% leverage ratio. Straight from the federal record.

First Financial Bank is an FDIC-insured bank headquartered in Cincinnati, OH, chartered in 1863. It is supervised by the Federal Reserve and held by First Financial Bcorp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First Financial Bank has branches

158 full-service offices across 5 states:

• Ohio: 65 offices in 41 towns, holding $7.54bn at 30 June 2025
• Indiana: 59 offices in 46 towns, holding $6.20bn at 30 June 2025
• Illinois: 21 offices in 19 towns, holding $128m at 30 June 2025
• Kentucky: 12 offices in 8 towns, holding $761m at 30 June 2025
• Michigan: 1 office

First Financial Bank on its latest Call Report, 30 June 2026

• Total assets: $22.4bn
• Total deposits: $17.8bn
• Tier 1 leverage ratio: 9.78%
• Total risk-based capital ratio: 14.05%
• Noncurrent loans, as a share of loans: 0.70%
• Return on assets: 1.56%
• Net interest margin: 4.20%
• Staff: 2,371

First Financial Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• First Financial Bank in Cincinnati, OH: 16 branches

Compare First Financial Bank against every other bank with a branch in Ohio, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.