Citizens Bank of West Virginia, Inc.

Citizens Bank of West Virginia, Inc. of Elkins, WV, chartered 1924: 9 offices, $772m in assets, a 10.00% leverage ratio. Straight from the federal record.

Citizens Bank of West Virginia, Inc. is an FDIC-insured community bank headquartered in Elkins, WV, chartered in 1924. It is supervised by the FDIC and held by Citizens Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Citizens Bank of West Virginia, Inc. has branches

9 full-service offices across 2 states:

• West Virginia: 8 offices in 8 towns, holding $602m at 30 June 2025
• Maryland: 1 office

Citizens Bank of West Virginia, Inc. on its latest Call Report, 30 June 2026

• Total assets: $772m
• Total deposits: $679m
• Tier 1 leverage ratio: 10.00%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.58%
• Return on assets: 1.95%
• Net interest margin: 4.42%
• Staff: 112

Compare Citizens Bank of West Virginia, Inc. against every other bank with a branch in West Virginia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.