MCNB Bank and Trust Co.

MCNB Bank and Trust Co. of Welch, WV, chartered 1900: 6 offices, $357m in assets, a 12.29% leverage ratio. Straight from the federal record.

MCNB Bank and Trust Co. is an FDIC-insured community bank headquartered in Welch, WV, chartered in 1900. It is supervised by the FDIC and held by Mcnb Banks Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where MCNB Bank and Trust Co. has branches

6 full-service offices across 2 states:

• West Virginia: 5 offices in 5 towns, holding $292m at 30 June 2025
• Virginia: 1 office, holding $12m at 30 June 2025

MCNB Bank and Trust Co. on its latest Call Report, 30 June 2026

• Total assets: $357m
• Total deposits: $292m
• Tier 1 leverage ratio: 12.29%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 3.22%
• Return on assets: 0.87%
• Net interest margin: 3.52%
• Staff: 62

Compare MCNB Bank and Trust Co. against every other bank with a branch in West Virginia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.