NBT Bank, National Association
NBT Bank, National Association of Norwich, NY, chartered 1856: 173 offices, $16.1bn in assets, a 9.49% leverage ratio. Straight from the federal record.
NBT Bank, National Association is an FDIC-insured bank headquartered in Norwich, NY, chartered in 1856. It is supervised by the Office of the Comptroller of the Currency and held by Nbt Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where NBT Bank, National Association has branches
173 full-service offices across 7 states, the largest being:
- New York: 126 offices in 106 towns, holding $11.2bn at 30 June 2025
- Pennsylvania: 24 offices in 24 towns, holding $1.40bn at 30 June 2025
- Massachusetts: 7 offices in 5 towns, holding $252m at 30 June 2025
- Connecticut: 6 offices in 6 towns, holding $499m at 30 June 2025
- New Hampshire: 4 offices in 4 towns, holding $191m at 30 June 2025
- Vermont: 4 offices in 4 towns, holding $147m at 30 June 2025
NBT Bank, National Association on its latest Call Report, 30 June 2026
- Total assets: $16.1bn
- Total deposits: $13.7bn
- Tier 1 leverage ratio: 9.49%
- Total risk-based capital ratio: 12.89%
- Noncurrent loans, as a share of loans: 0.55%
- Return on assets: 1.21%
- Net interest margin: 3.79%
- Staff: 1,976
Compare NBT Bank, National Association against every other bank with a branch in New York, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.