Central Bank

Central Bank of Provo, UT, chartered 1891: 13 offices, $2.16bn in assets, a 15.42% leverage ratio. Straight from the federal record.

Central Bank is an FDIC-insured community bank headquartered in Provo, UT, chartered in 1891. It is supervised by the FDIC and held by Central Bcorp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Central Bank has branches

13 full-service offices across 1 state:

• Utah: 13 offices in 10 towns, holding $1.65bn at 30 June 2025

Central Bank on its latest Call Report, 30 June 2026

• Total assets: $2.16bn
• Total deposits: $1.78bn
• Tier 1 leverage ratio: 15.42%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.47%
• Return on assets: 2.06%
• Net interest margin: 4.94%
• Staff: 301

Central Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Central Bank in Provo, UT — 3 branches

Compare Central Bank against every other bank with a branch in Utah, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.