Stearns Bank National Association4191 2nd St S, Saint Cloud, MN

Stearns Bank at 4191 2nd St S, Saint Cloud, MN: $2.31bn on deposit here, open since 1912. From the FDIC record.

Stearns Bank National Association runs a main office at 4191 2nd St S, Saint Cloud, MN 56301, open since 1912. Every figure below is filed with a federal regulator and reproduced here unchanged.

This office

• Deposits booked to this office: $2.31bn, at 30 June 2025
• Other full-service bank offices within five miles: 32
• County: Stearns
• Metro area: St. Cloud, MN

Stearns Bank, the bank behind this counter

• Total assets: $3.27bn
• Tier 1 leverage ratio: 15.42% — capital as a share of assets
• Total risk-based capital ratio: 17.52%
• Noncurrent loans: 2.65% of all loans
• Return on assets: 2.09%

Stearns Bank National Association's full record, every bank branch in Saint Cloud, or the offices nearest your ZIP.

Office records from the FDIC BankFind Suite; deposits by office from the FDIC Summary of Deposits, counted each 30 June; capital and loan figures from the bank's own Call Report.