Best Banks & Credit Unions in Coeur D Alene, Idaho

Banks and credit unions serving Coeur D Alene, Idaho. Compare up to 3.40% APY, fees, minimums and membership rules, dated when we read them.

This page covers banks, credit unions, and local branches available to residents of Coeur D Alene, Idaho. All rankings inherit from the Idaho state directory. Every institution listed is licensed to serve Coeur D Alene residents and is either headquartered in Idaho or operates branches in the metro.

Top options in Coeur D Alene

• Farmers Bank: 3.90% APY. 12 Month CD: Minimum deposit of $500 opens the time certificate; a substantial penalty is imposed on early withdrawals; rates effective 8/14/2026. Read Sep 7, 2026 on farmersbankidaho.com. Rates as of 2026-08-14 per the page.
• First Federal Savings Bank: 3.51% APY. 12 Month Certificate of Deposit: $500 Minimum Deposit to Open; principal withdrawals before maturity may be subject to early withdrawal penalties; rates accurate as of 7/21/2026. Read Sep 7, 2026 on bankfirstfed.com.
• The Bank of Commerce: 3.50% APY. 12 month Certificate of Deposit: $500 minimum to open; all certificates can be added onto with a $200 minimum add-on; there may be a substantial penalty for early withdrawal; rates effective as of 9/6/26. Read Sep 7, 2026 on bofc.bank. Rates as of 2026-09-06 per the page.
• Northwest Bank: 3.40% APY. 12 Month Fixed Rate CD: Minimum opening deposit of $100; a penalty may be imposed for early withdrawal; rates current as of September 1, 2026 (read on northwest-bank.com/cd-rates). Read Sep 7, 2026 on northwest-bank.com. Rates as of 2026-09-01 per the page.
• Idaho Central Credit Union: 3.40% APY. High-Yield Online Savings Account: $1,000-$24,999 tier and the same rate up to $249,999; balances of $0-999 earn 0.00%; the rate table attaches no direct-deposit or card-use condition. Read Sep 7, 2026 on iccu.com.
• First Tech Federal Credit Union: 3.25% APY. 12-Month Traditional Share Certificate: $500 minimum opening balance; 3.25% APY on $0.01-$99,999.99, 3.50% APY on $100,000+. Read Sep 7, 2026 on firsttechfed.com. Rates as of 2026-09-01 per the page.

Banks with more than one branch in Coeur D Alene

Each opens every one of that bank's offices in Coeur D Alene, with the address of each and what it holds.

• First Interstate Bank in Coeur D Alene: 3 branches

Other Idaho cities

See the full Idaho banks directory for every institution we've verified in the state, plus the underlying methodology.