Best Banks & Credit Unions in Lake Charles, Louisiana
Banks and credit unions serving Lake Charles, Louisiana. Compare up to 0.50% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Lake Charles, Louisiana. All rankings inherit from the Louisiana state directory. Every institution listed is licensed to serve Lake Charles residents and is either headquartered in Louisiana or operates branches in the metro.
Top options in Lake Charles
- Credit Human: 3.95% APY. 12-month Share Certificate: 12-17 month term at $500.00 and up; Credit Human Share Certificates are available with a minimum deposit of $500; a penalty will be imposed for early withdrawal. Read Sep 7, 2026 on credithuman.com. Rates as of 2026-09-04 per the page.
- Barksdale Federal Credit Union: 3.75% APY. 12-month Certificate Account: Certificate Account minimum opening deposit $1,000; a penalty may be imposed for withdrawing principal before maturity; the Plus Point Certificate pays 4.00% but requires one certificate opened in each of five terms with equal balances. Read Sep 7, 2026 on bfcu.org.
- Navy Federal Credit Union: 3.70% APY. 12-month Short-Term Certificate: $1K minimum APY column; 3.70% at $1K and $20K, 3.75% at $100K; penalties apply for early withdrawal. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
- First American Bank and Trust: 3.65% APY. 12 Month CD: Minimum deposit to open $1,000; APYs are variable and effective as of 4/28/2026; CD rates are fixed upon opening the account; early withdrawal penalties apply. Read Sep 7, 2026 on fabt.com. Rates as of 2026-04-28 per the page.
- Keesler Federal Credit Union: 3.00% APY. 12-month Share Certificate: $100.00 minimum; the 18-month term pays 3.25% APY. Read Sep 7, 2026 on kfcu.org.
- Advancial Federal Credit Union: 2.82% APY. 12-month Regular Certificate: $1,000.00 minimum balance; there is a penalty for early withdrawal; jumbo tiers at $25,000 and $50,000 pay 2.92% and 3.02% at one year. Read Sep 7, 2026 on advancial.org. Rates as of 2026-09-06 per the page.
Other Louisiana cities
See the full Louisiana banks directory for every institution we've verified in the state, plus the underlying methodology.