Best Banks & Credit Unions in Ocean Springs, Mississippi
Banks and credit unions serving Ocean Springs, Mississippi. Compare up to 0.65% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Ocean Springs, Mississippi. All rankings inherit from the Mississippi state directory. Every institution listed is licensed to serve Ocean Springs residents and is either headquartered in Mississippi or operates branches in the metro.
Top options in Ocean Springs
- All In Credit Union: 4.18% APY. 12 Month Certificate: $1,000.00 minimum; the 12 Month Smart Start certificate opens at $25.00 and pays 3.66%; the $100,000 jumbo at the same term pays 4.23%. Read Sep 7, 2026 on allincu.com. Rates as of 2026-08-28 per the page.
- Navy Federal Credit Union: 3.70% APY. 12-month Short-Term Certificate: $1K minimum APY column; 3.70% at $1K and $20K, 3.75% at $100K; penalties apply for early withdrawal. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
- CommunityAmerica Credit Union: 3.40% APY. 12-month Share Certificate: Minimum deposit for a Share Certificate is $500; substantial penalty for early withdrawal; the 7-month and 11-month terms pay 3.80% APY. Read Sep 7, 2026 on communityamerica.com. Rates as of 2026-09-06 per the page.
- CommunityAmerica Credit Union: 3.20% APY. Advantage Money Market: One rate on all balances; $1,000 minimum opening deposit; a $10 monthly fee applies if the balance falls below $1,000 at any time; the tiered Premier Money Market pays 0.25% APY on $0.00-$9,999.99. Read Sep 7, 2026 on communityamerica.com. Rates as of 2026-09-06 per the page.
- Keesler Federal Credit Union: 3.00% APY. 12-month Share Certificate: $100.00 minimum; the 18-month term pays 3.25% APY. Read Sep 7, 2026 on kfcu.org.
- All In Credit Union: 1.11% APY. Money Market Access: $0.01-$24,999.99 balance tier; $175,000+ earns 1.66%. Read Sep 7, 2026 on allincu.com. Rates as of 2026-08-28 per the page.
Other Mississippi cities
See the full Mississippi banks directory for every institution we've verified in the state, plus the underlying methodology.