Best Banks & Credit Unions in Albany, Oregon

Banks and credit unions serving Albany, Oregon. Compare up to 3.50% APY, fees, minimums and membership rules, dated when we read them.

This page covers banks, credit unions, and local branches available to residents of Albany, Oregon. All rankings inherit from the Oregon state directory. Every institution listed is licensed to serve Albany residents and is either headquartered in Oregon or operates branches in the metro.

Top options in Albany

• OnPoint Community Credit Union: 3.50% APY. Member Savings: 3.50% APY on $0-$1,000; 0.10% APY on $1,000.01 and higher; $5 minimum balance; no monthly fee; limit one per person. Read Sep 7, 2026 on onpointcu.com. Rates as of 2026-09-05 per the page.
• Rogue Credit Union: 3.50% APY. 12 Month Certificate: Minimum deposit $500 to open and maintain APY; APY may vary based on location; penalty for early withdrawal. Read Sep 7, 2026 on roguecu.org. Rates as of 2026-09-06 per the page.
• HAPO Community Credit Union: 3.30% APY. 12 Month Fixed Rate Certificate: $100 minimum balance; add-on deposits of $100+ allowed on 6- through 12-month certificates. Read Sep 7, 2026 on hapo.org.
• Peak Credit Union: 3.30% APY. 12 Month Certificate: Minimum balance to open a certificate is $500; promotional 13-month 3.85% and 12-month Step-Up (3.75% composite) also offered through 9/8/26. Read Sep 7, 2026 on peakcu.org. Rates as of 2026-09-01 per the page.
• First Tech Federal Credit Union: 3.25% APY. 12-Month Traditional Share Certificate: $500 minimum opening balance; 3.25% APY on $0.01-$99,999.99, 3.50% APY on $100,000+. Read Sep 7, 2026 on firsttechfed.com. Rates as of 2026-09-01 per the page.
• People's Bank of Commerce: 2.27% APY. 12 Months Certificate of Deposit: $500 minimum opening deposit; penalty for early withdrawal. Read Sep 7, 2026 on peoplesbank.bank. Rates as of 2026-08-17 per the page.

Other Oregon cities

See the full Oregon banks directory for every institution we've verified in the state, plus the underlying methodology.