Best Banks & Credit Unions in Hilton Head Island, South Carolina
Banks and credit unions serving Hilton Head Island, South Carolina. Compare up to 0.37% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Hilton Head Island, South Carolina. All rankings inherit from the South Carolina state directory. Every institution listed is licensed to serve Hilton Head Island residents and is either headquartered in South Carolina or operates branches in the metro.
Top options in Hilton Head Island
- Grow Financial Federal Credit Union: 3.97% APY. 12-month 12 - 17 months Certificate: $500 - $99,999.99 tier; $100,000+ pays 4.07%. Read Sep 7, 2026 on growfinancial.org. Rates as of 2026-09-07 per the page.
- Founders Federal Credit Union: 3.80% APY. 12 Month Certificate: $500.00 minimum opening deposit; dividends compounded and credited quarterly. The 4.16% 15 Month Certificate is a limited-time offer. Read Sep 7, 2026 on foundersfcu.com. Rates as of 2026-09-03 per the page.
- SRP Federal Credit Union: 3.75% APY. 12 Months Term Share Certificate: $500 minimum opening deposit; APY accurate as of 9/01/2026 - 9/30/2026; 90 days of interest penalty for early withdrawal. The 4.00%/4.25% 7-month certificate is a special offer requiring new money. Read on srpfcu.org/bank/accounts/certificates/. Read Sep 7, 2026 on srpfcu.org. Rates as of 2026-09-01 per the page.
- Navy Federal Credit Union: 3.70% APY. 12-month Short-Term Certificate: $1K minimum APY column; 3.70% at $1K and $20K, 3.75% at $100K; penalties apply for early withdrawal. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
- Conway National Bank: 3.46% APY. 12-month Certificate of Deposit: $500 minimum deposit; 3.46% under $25,000 and 3.51% at $50,000 or more; penalty may be imposed for early withdrawal. Read Sep 7, 2026 on conwaynationalbank.com. Rates as of 2026-09-02 per the page.
- Bank of Travelers Rest: 3.03% APY. 12-month Certificate of Deposit: Minimum balance to open is $1,000; the 4.03% 7-month and 3.65% 13-month figures are Certificate of Deposit Specials requiring $10,000. Read Sep 7, 2026 on bankoftravelersrest.com. Rates as of 2026-07-16 per the page.
Other South Carolina cities
See the full South Carolina banks directory for every institution we've verified in the state, plus the underlying methodology.