Best Banks & Credit Unions in Sioux Falls, South Dakota
Banks and credit unions serving Sioux Falls, South Dakota. Compare up to 2.37% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Sioux Falls, South Dakota. All rankings inherit from the South Dakota state directory. Every institution listed is licensed to serve Sioux Falls residents and is either headquartered in South Dakota or operates branches in the metro.
Top options in Sioux Falls
- Voyage Federal Credit Union: 4.04% APY. 12 month Share Certificate: $500.00 minimum; Under $10,000 tier ($10,000+ pays 4.09%). The share certificate table is dated 'Rates Effective as of: 10/30/2025' on the page. Read Sep 7, 2026 on voyagefcu.org. Rates as of 2026-09-06 per the page.
- Siouxland Federal Credit Union: 3.91% APY. 12 Months Certificate: $1,000 minimum deposit required to open the account and earn the disclosed APY; a penalty is imposed for early withdrawal; APY accurate as of 08/01/2026 per the certificate table. Read Sep 7, 2026 on siouxlandfederalcu.com. Rates as of 2026-09-01 per the page.
- Sunrise Banks: 3.80% APY. 12 Month CD: $500 minimum balance to open and $500 minimum balance to obtain the APY; no monthly fees; 90 days interest penalty for early withdrawal. Read Sep 7, 2026 on sunrisebanks.com.
- Northern Hills Federal Credit Union: 3.75% APY. 12-month 1 Year Certificate: $1,000 minimum deposit; $100,000 pays 3.9%. The 4% 13-month and 4.2% 25-month figures are special certificates requiring $5,000. Certificate table dated Monday, September 7, 2026 on the page. Read Sep 7, 2026 on northernhillsfcu.org.
- Levo Credit Union: 3.55% APY. 12-month 1 Year Certificate: $500 minimum opening deposit for 12-60 month terms; early withdrawal may be subject to a penalty. Read on levo.org/certificates. Read Sep 7, 2026 on levo.org.
- Dakotaland Federal Credit Union: 3.30% APY. 12 Month Share Certificate: Minimum balance required for a share certificate account is $500.00; early withdrawal penalties apply. The 4.00% 9-month and 3.85% 14-month figures are CD Specials. Read Sep 7, 2026 on dakotalandfcu.com. Rates as of 2026-09-01 per the page.
Banks with more than one branch in Sioux Falls
Each opens every one of that bank's offices in Sioux Falls, with the address of each and what it holds.
- The First National Bank in Sioux Falls in Sioux Falls: 12 branches
- First Interstate Bank in Sioux Falls: 7 branches
- Wells Fargo Bank, National Association in Sioux Falls: 7 branches
- First PREMIER Bank in Sioux Falls: 6 branches
- U.S. Bank National Association in Sioux Falls: 6 branches
- CorTrust Bank National Association in Sioux Falls: 5 branches
- JPMorgan Chase Bank, National Association in Sioux Falls: 4 branches
- American Bank & Trust in Sioux Falls: 4 branches
- First Dakota National Bank in Sioux Falls: 4 branches
- Dacotah Bank in Sioux Falls: 4 branches
- Plains Commerce Bank in Sioux Falls: 3 branches
Other South Dakota cities
See the full South Dakota banks directory for every institution we've verified in the state, plus the underlying methodology.