Mortgage Calculator

Calculate your monthly mortgage payment, total interest paid, and amortization schedule.

Calculate your monthly mortgage payment, total interest paid, and amortization schedule.

What you can figure out

• The monthly principal-and-interest payment on a fixed-rate mortgage.
• Total interest paid over the full life of the loan at current rates.
• The amortization schedule showing how each payment splits between principal and interest.
• How a larger down payment or shorter term changes the total cost.

How it works

The mortgage calculator takes loan amount, term in years, and annual interest rate, then produces a full amortization schedule. Property tax, homeowners insurance, PMI, and HOA dues are not included by default — add them separately when comparing the true monthly cost against your budget.

Privacy

This calculator runs entirely in your browser. Nothing you type is saved, transmitted, or shared with us or any third party. See our privacy policy for the full details, or browse more tools on the calculators page.