Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI. View full amortization schedule and compare real rates.
Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI. View full amortization schedule and compare real rates.
What you can figure out
The monthly principal-and-interest payment on a fixed-rate mortgage.
Total interest paid over the full life of the loan at current rates.
The amortization schedule showing how each payment splits between principal and interest.
How a larger down payment or shorter term changes the total cost.
How it works
The mortgage calculator takes loan amount, term in years, and annual interest rate, then produces a full amortization schedule. Property tax, homeowners insurance, PMI, and HOA dues are not included by default. Add them separately when comparing the true monthly cost against your budget.
Privacy
This calculator runs in your browser. Like every page on the site, it also runs analytics and session-recording tools that can record what appears on screen. See our privacy policy for the full details, or browse more tools on the calculators page.