Home Insurance in Alaska

Home Insurance in Alaska averaged $1,216 a year in 2023, 30% below the national average, per the NAIC, plus the rules that shape your policy.

What home insurance costs in Alaska

Homeowners in Alaska paid an average of $1,216 a year on a standard HO-3 policy in 2023, 30% below the national average of $1,737. HO-3 is the form most owner-occupied homes are written on; averaged across every owner-occupied and dwelling-fire form the figure is $1,188.

Alaska rules worth knowing

• Regulator: Alaska Division of Insurance

Source: NAIC Homeowners Insurance Report, 2023 data. Figures are the most recent the NAIC has published; nothing on this page is estimated or modelled.