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Home Insurance in Hawaii

Home Insurance in Hawaii averaged $1,549 a year in 2023, 11% below the national average, per the NAIC, plus the rules that shape your policy.

What home insurance costs in Hawaii

Homeowners in Hawaii paid an average of $1,549 a year on a standard HO-3 policy in 2023, 11% below the national average of $1,737. HO-3 is the form most owner-occupied homes are written on; averaged across every owner-occupied and dwelling-fire form the figure is $1,591.

Hawaii rules worth knowing

Source: NAIC Homeowners Insurance Report, 2023 data. Figures are the most recent the NAIC has published; nothing on this page is estimated or modelled.