Home Insurance in Kansas averaged $1,733 a year in 2023, in line with the national average, per the NAIC, plus the rules that shape your policy.
What home insurance costs in Kansas
Homeowners in Kansas paid an average of $1,733 a year on a standard HO-3 policy in 2023, in line with the national average of $1,737. HO-3 is the form most owner-occupied homes are written on; averaged across every owner-occupied and dwelling-fire form the figure is $1,801.
Kansas rules worth knowing
HO-8 (older homes, repair-cost basis): $1,173 a year
