Home Insurance in Kansas

Home Insurance in Kansas averaged $1,733 a year in 2023, in line with the national average, per the NAIC, plus the rules that shape your policy.

What home insurance costs in Kansas

Homeowners in Kansas paid an average of $1,733 a year on a standard HO-3 policy in 2023, in line with the national average of $1,737. HO-3 is the form most owner-occupied homes are written on; averaged across every owner-occupied and dwelling-fire form the figure is $1,801.

Kansas rules worth knowing

• HO-8 (older homes, repair-cost basis): $1,173 a year
• Regulator: Kansas Department of Insurance

Source: NAIC Homeowners Insurance Report, 2023 data. Figures are the most recent the NAIC has published; nothing on this page is estimated or modelled.