Home Insurance in Nebraska averaged $2,142 a year in 2023, 23% above the national average, per the NAIC, plus the rules that shape your policy.
What home insurance costs in Nebraska
Homeowners in Nebraska paid an average of $2,142 a year on a standard HO-3 policy in 2023, 23% above the national average of $1,737. HO-3 is the form most owner-occupied homes are written on; averaged across every owner-occupied and dwelling-fire form the figure is $2,148.
Nebraska rules worth knowing
HO-8 (older homes, repair-cost basis): $1,089 a year
