1stpremierlending.com Review
A form for loans up to $20,000 that says it considers all credit types, with no operator named on the site and no rate or fee published.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked October 22, 2026.
Our verdict
A form for loans up to $20,000 that does not name the company behind it, publish a rate or state a fee. Nothing on the site lets you check who would hold the loan, which is the first thing you need before you give anyone your income details.
Skip it ifSkip it unless you can identify the lender from the loan agreement before you accept.
About 1stpremierlending.com
A form for loans up to $20,000 that says it considers all credit types, with no operator named on the site and no rate or fee published. 1stpremierlending.com is offered by Operator not named on the site. No link to First PREMIER Bank was found. We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown.
Best for: Nobody we can recommend yet. Listed so readers can see what it claims.
Editorial grade: D (composite score 31/100).
Highlights
- $1,000 to $20,000 with fixed monthly payments, as its listing states
- Requires regular income and says no minimum credit score applies
- Funds next business day, per its listing
- Does not say whether it lends or matches borrowers to lenders
What we like
- The loan range is stated plainly before you apply
Where it falls short
- No operator is named, so no company can be held to the loan terms
- No APR, fee or term is published anywhere we could find
- Fast approval is promised but no cost is shown before you apply
Fees, minimums, and rates
Monthly fee: Not published. Minimum to open: $1,000 minimum loan, per its listing. Rates and fees last checked on October 22, 2026.
How we reviewed it
This is a desk review: we have not opened an account with Operator not named on the site. No link to First PREMIER Bank was found. It is built from Operator not named on the site. No link to First PREMIER Bank was found's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Bad Credit Loans shortlist. The rubric is the same for every brand.
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Read our full editorial methodology for how we review products.