AmOne Review
A lead generator owned by QuinStreet whose only published rate is a two-year-old observation with no maximum attached.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked September 11, 2026.
Our verdict
AmOne publishes no maximum APR, and its only rate is a 6.49% low on a $100,000 three-year loan as of January 2024, so you can't size the cost before you apply. What it offers is a phone consultant for people unsure where to start. A declined applicant becomes a lead for debt settlement and credit repair, so be ready to say no.
Skip it if you want to see a maximum APR before you share your details, or don't want debt settlement pitches.
About AmOne
A lead generator owned by QuinStreet whose only published rate is a two-year-old observation with no maximum attached. AmOne is offered by AmOne Corp., a brand of QuinStreet PL, Inc. (NMLS #1744499). Our editorial rating is 4 out of 5.
Best for: Talking to a person about options when you are not sure where to start.
Editorial grade: C (composite score 50/100).
Highlights
- Matches borrowers to third-party lenders including SoFi, Avant, OneMain, Upgrade and Upstart
- Free to use, paid by the lenders who buy the lead
- Loan consultants available by phone, which is unusual for a lead generator
What we like
- A phone consultant is a real difference from a pure form-and-forget lead site
- Owned by a listed company, QuinStreet, so there is an accountable parent
Where it falls short
- Publishes no maximum APR anywhere. Its only rate statement is that as of 11 January 2024 visitors could see rates as low as 6.49% on a $100,000 three-year loan
- Its own disclosure concedes there is a possibility you may not be matched with any lender at all
- Cross-sells debt settlement and credit repair, so a declined loan applicant becomes a lead for higher-risk products
Fees, minimums, and rates
Monthly fee: None to the consumer; lender fees vary and are not disclosed. Minimum to open: Not published. Rates and fees last checked on September 11, 2026.
How we reviewed it
This is a desk review: we have not opened an account with AmOne Corp., a brand of QuinStreet PL, Inc. (NMLS #1744499). It is built from AmOne Corp., a brand of QuinStreet PL, Inc. (NMLS #1744499)'s published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Personal Loans shortlist. The rubric is the same for every brand.
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Read our full editorial methodology for how we review products.