CreditAssociates Review
Debt settlement for balances over $10,000, with nothing charged up front. Independent CreditAssociates review: 0/5 for debt relief.
By Michael Hewitt, Founder & Editor-in-Chief.
Our verdict
Settlement damages your credit while the program runs, and CreditAssociates doesn't publish its fee percentage, which is set at enrollment. It takes $10,000 or more in unsecured debt with nothing charged up front, over programs it says usually run 24 to 36 months. Get the fee in writing, because its missing CFPB complaint record is an absence of evidence.
Skip it if your unsecured debt is under $10,000, or if you need your credit intact while the program runs.
About CreditAssociates
Debt settlement for balances over $10,000, with nothing charged up front. CreditAssociates is offered by CreditAssociates, LLC. We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown.
Best for: Balances over $10,000 where a consultation costs nothing.
Editorial grade: C (composite score 58/100).
Highlights
- States a $10,000 minimum in unsecured debt
- Says it charges no upfront fees
- Says most programs run 24 to 36 months
What we like
- No fee until a debt is settled, as the company states it
- A stated minimum low enough to take balances other programs decline
Where it falls short
- Settlement damages your credit while the programme runs, whoever runs it
- Fee percentage is not published; it is set at enrolment
- No CFPB complaint record under this name, which is an absence of evidence rather than a clean record
Fees, minimums, and rates
Monthly fee: Not published; set at enrolment. Minimum to open: $10,000 in unsecured debt. Rates and promotional offers change often, so check the provider's own page before you apply.
How we reviewed it
This is a desk review: we have not opened an account with CreditAssociates, LLC. It is built from CreditAssociates, LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Debt Relief shortlist. The rubric is the same for every brand.
Similar products to compare
Read our full editorial methodology for how we review products.