The Credit Pros Review
Credit repair with monitoring bundled into every tier, priced monthly. Independent The Credit Pros review: 0/5 for credit repair.
By Michael Hewitt, Founder & Editor-in-Chief.
Our verdict
Everything The Credit Pros does, you can do free by disputing directly with the credit bureaus. If you'd rather pay, it publishes its price: a $29 to $49 setup fee, then $69 to $149 a month with monitoring included. At $149 a month the top tier costs more in a year than most disputes are worth, so start with the bureaus.
Skip it if you're willing to file disputes with the bureaus yourself for free, or if you'd need the $149 tier.
About The Credit Pros
Credit repair with monitoring bundled into every tier, priced monthly. The Credit Pros is offered by The Credit Pros Intl. We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown.
Best for: People who want the disputes handled and will pay monthly for it.
Editorial grade: C+ (composite score 64/100).
Highlights
- Publishes its pricing: $69 to $149 a month
- Setup fee of $29 to $49, stated up front
- Credit monitoring included on every plan
What we like
- One of the few in this category that publishes a price before the call
- Monitoring is not sold as a separate upgrade
- Advertises a 60-day money-back guarantee
Where it falls short
- Nothing here cannot be done free by disputing directly with the bureaus
- At $149 a month the top tier costs more in a year than most disputes are worth
- No CFPB complaint record under this name, which is an absence of evidence rather than a clean record
Fees, minimums, and rates
Monthly fee: $29–$49 setup, then $69–$149 a month. Minimum to open: None. Rates and promotional offers change often, so check the provider's own page before you apply.
How we reviewed it
This is a desk review: we have not opened an account with The Credit Pros Intl.. It is built from The Credit Pros Intl.'s published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Credit Repair shortlist. The rubric is the same for every brand.
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Read our full editorial methodology for how we review products.