First International Bank & Trust

First International Bank & Trust of Watford City, ND, chartered 1910: 27 offices, $6.18bn in assets. Straight from the federal record.

First International Bank & Trust is an FDIC-insured bank headquartered in Watford City, ND, chartered in 1910. It is supervised by the FDIC and held by Watford City Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First International Bank & Trust has branches

27 full-service offices across 4 states:

• North Dakota: 19 offices in 14 towns, holding $3.89bn at 30 June 2025
• Arizona: 4 offices in 4 towns, holding $613m at 30 June 2025
• Minnesota: 3 offices in 3 towns, holding $235m at 30 June 2025
• South Dakota: 1 office, holding $70m at 30 June 2025

First International Bank & Trust on its latest Call Report, 30 June 2026

• Total assets: $6.18bn
• Total deposits: $5.46bn
• Tier 1 leverage ratio: 9.06%
• Total risk-based capital ratio: 11.71%
• Noncurrent loans, as a share of loans: 1.54%
• Return on assets: 1.22%
• Net interest margin: 4.06%
• Staff: 620

First International Bank & Trust by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• First International Bank & Trust in Minot, ND — 3 branches

Compare First International Bank & Trust against every other bank with a branch in North Dakota, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.