First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company of Raleigh, NC, chartered 1898: 510 offices, $236.3bn in assets. Straight from the federal record.
First-Citizens Bank & Trust Company is an FDIC-insured bank headquartered in Raleigh, NC, chartered in 1898. It is supervised by the FDIC and held by First Citizens Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where First-Citizens Bank & Trust Company has branches
510 full-service offices across 23 states, the largest being:
- North Carolina: 195 offices in 128 towns, holding $85.4bn at 30 June 2025
- South Carolina: 110 offices in 78 towns, holding $12.3bn at 30 June 2025
- California: 53 offices in 50 towns, holding $49.2bn at 30 June 2025
- Virginia: 34 offices in 26 towns, holding $2.63bn at 30 June 2025
- Florida: 27 offices in 22 towns, holding $2.63bn at 30 June 2025
- Georgia: 26 offices in 23 towns, holding $2.37bn at 30 June 2025
First-Citizens Bank & Trust Company on its latest Call Report, 30 June 2026
- Total assets: $236.3bn
- Total deposits: $174.0bn
- Tier 1 leverage ratio: 9.75%
- Total risk-based capital ratio: 13.34%
- Noncurrent loans, as a share of loans: 1.12%
- Return on assets: 1.03%
- Net interest margin: 3.14%
- Staff: 18,010
First-Citizens Bank & Trust Company by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
- First-Citizens Bank & Trust Company in Charlotte, NC — 15 branches
- First-Citizens Bank & Trust Company in Raleigh, NC — 10 branches
- First-Citizens Bank & Trust Company in Columbia, SC — 7 branches
Compare First-Citizens Bank & Trust Company against every other bank with a branch in North Carolina, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.