First Community Bank
First Community Bank of Bluefield, VA, chartered 1920: 62 offices, $3.61bn in assets, a 10.23% leverage ratio. Straight from the federal record.
First Community Bank is an FDIC-insured bank headquartered in Bluefield, VA, chartered in 1920. It is supervised by the Federal Reserve and held by First Community Bankshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where First Community Bank has branches
62 full-service offices across 4 states:
- Virginia: 25 offices in 20 towns, holding $981m at 30 June 2025
- West Virginia: 25 offices in 23 towns, holding $1.07bn at 30 June 2025
- North Carolina: 10 offices in 8 towns, holding $548m at 30 June 2025
- Tennessee: 2 offices, holding $56m at 30 June 2025
First Community Bank on its latest Call Report, 30 June 2026
- Total assets: $3.61bn
- Total deposits: $3.04bn
- Tier 1 leverage ratio: 10.23%
- Total risk-based capital ratio: 16.58%
- Noncurrent loans, as a share of loans: 0.69%
- Return on assets: 2.05%
- Net interest margin: 4.44%
- Staff: 614
Compare First Community Bank against every other bank with a branch in Virginia, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.