First Bank

First Bank of Southern Pines, NC, chartered 1934: 111 offices, $13.0bn in assets, a 11.50% leverage ratio. Straight from the federal record.

First Bank is an FDIC-insured bank headquartered in Southern Pines, NC, chartered in 1934. It is supervised by the Federal Reserve and held by First Bcorp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First Bank has branches

111 full-service offices across 2 states:

• North Carolina: 98 offices in 79 towns, holding $9.51bn at 30 June 2025
• South Carolina: 13 offices in 12 towns, holding $1.34bn at 30 June 2025

First Bank on its latest Call Report, 30 June 2026

• Total assets: $13.0bn
• Total deposits: $11.1bn
• Tier 1 leverage ratio: 11.50%
• Total risk-based capital ratio: 15.94%
• Noncurrent loans, as a share of loans: 0.49%
• Return on assets: 1.56%
• Net interest margin: 3.82%
• Staff: 1,396

Compare First Bank against every other bank with a branch in North Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.