Southern Bank and Trust Company
Southern Bank and Trust Company of Mount Olive, NC, chartered 1901: 56 offices, $5.30bn in assets. Straight from the federal record.
Southern Bank and Trust Company is an FDIC-insured bank headquartered in Mount Olive, NC, chartered in 1901. It is supervised by the FDIC and held by Southern Bancshares N C Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Southern Bank and Trust Company has branches
56 full-service offices across 2 states:
- North Carolina: 46 offices in 41 towns, holding $3.81bn at 30 June 2025
- Virginia: 10 offices in 6 towns, holding $667m at 30 June 2025
Southern Bank and Trust Company on its latest Call Report, 30 June 2026
- Total assets: $5.30bn
- Total deposits: $4.83bn
- Tier 1 leverage ratio: 9.63%
- Total risk-based capital ratio: 13.63%
- Noncurrent loans, as a share of loans: 0.12%
- Return on assets: 1.40%
- Net interest margin: 3.70%
- Staff: 603
Compare Southern Bank and Trust Company against every other bank with a branch in North Carolina, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.