The Citizens Bank

The Citizens Bank of Olanta, SC, chartered 1938: 26 offices, $1.14bn in assets, a 9.91% leverage ratio. Straight from the federal record.

The Citizens Bank is an FDIC-insured community bank headquartered in Olanta, SC, chartered in 1938. It is supervised by the FDIC and held by Citizens Bancshares Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where The Citizens Bank has branches

26 full-service offices across 2 states:

• South Carolina: 25 offices in 21 towns, holding $940m at 30 June 2025
• North Carolina: 1 office

The Citizens Bank on its latest Call Report, 30 June 2026

• Total assets: $1.14bn
• Total deposits: $1.01bn
• Tier 1 leverage ratio: 9.91%
• Total risk-based capital ratio: 18.58%
• Noncurrent loans, as a share of loans: 0.18%
• Return on assets: 1.24%
• Net interest margin: 4.26%
• Staff: 204

Compare The Citizens Bank against every other bank with a branch in South Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.