BMO Bank National Association of Chicago, IL, chartered 1947: 957 offices, $255.0bn in assets, a 11.29% leverage ratio. Straight from the federal record.
BMO Bank National Association is an FDIC-insured bank headquartered in Chicago, IL, chartered in 1947. It is supervised by the Office of the Comptroller of the Currency and held by Bank of Montreal. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where BMO Bank National Association has branches
957 full-service offices across 22 states, the largest being:
California: 223 offices in 171 towns, holding $35.5bn at 30 June 2025
Illinois: 170 offices in 105 towns, holding $106.6bn at 30 June 2025
Wisconsin: 139 offices in 96 towns, holding $22.8bn at 30 June 2025
Colorado: 68 offices in 47 towns, holding $4.15bn at 30 June 2025
Arizona: 59 offices in 31 towns, holding $5.92bn at 30 June 2025
Indiana: 46 offices in 26 towns, holding $5.46bn at 30 June 2025
BMO Bank National Association on its latest Call Report, 30 June 2026
Total assets: $255.0bn
Total deposits: $194.1bn
Tier 1 leverage ratio: 11.29%
Total risk-based capital ratio: 16.24%
Noncurrent loans, as a share of loans: 0.92%
Return on assets: 0.15%
Net interest margin: 3.28%
Staff: 16,526
BMO Bank National Association by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.