Bell Bank

Bell Bank of Fargo, ND, chartered 1966: 31 offices, $15.2bn in assets, a 9.98% leverage ratio. Straight from the federal record.

Bell Bank is an FDIC-insured bank headquartered in Fargo, ND, chartered in 1966. It is supervised by the FDIC and held by State Bankshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Bell Bank has branches

31 full-service offices across 3 states:

• Minnesota: 17 offices in 16 towns, holding $6.18bn at 30 June 2025
• North Dakota: 10 offices in 4 towns, holding $4.04bn at 30 June 2025
• Arizona: 4 offices in 4 towns, holding $1.81bn at 30 June 2025

Bell Bank on its latest Call Report, 30 June 2026

• Total assets: $15.2bn
• Total deposits: $12.4bn
• Tier 1 leverage ratio: 9.98%
• Total risk-based capital ratio: 12.42%
• Noncurrent loans, as a share of loans: 0.90%
• Return on assets: 0.93%
• Net interest margin: 2.88%
• Staff: 1,945

Bell Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• Bell Bank in Fargo, ND — 7 branches

Compare Bell Bank against every other bank with a branch in North Dakota, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.