Lumbee Guaranty Bank

Lumbee Guaranty Bank of Pembroke, NC, chartered 1971: 13 offices, $583m in assets, a 10.71% leverage ratio. Straight from the federal record.

Lumbee Guaranty Bank is an FDIC-insured community bank headquartered in Pembroke, NC, chartered in 1971. It is supervised by the FDIC. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Lumbee Guaranty Bank has branches

13 full-service offices across 1 state:

• North Carolina: 13 offices in 10 towns, holding $466m at 30 June 2025

Lumbee Guaranty Bank on its latest Call Report, 30 June 2026

• Total assets: $583m
• Total deposits: $490m
• Tier 1 leverage ratio: 10.71%
• Total risk-based capital ratio: 0.00%
• Noncurrent loans, as a share of loans: 0.37%
• Return on assets: 0.83%
• Net interest margin: 3.00%
• Staff: 92

Compare Lumbee Guaranty Bank against every other bank with a branch in North Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.