United Bank

United Bank of Fairfax, VA, chartered 1979: 232 offices, $33.6bn in assets, a 11.60% leverage ratio. Straight from the federal record.

United Bank is an FDIC-insured bank headquartered in Fairfax, VA, chartered in 1979. It is supervised by the Federal Reserve and held by United Bankshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where United Bank has branches

232 full-service offices across 9 states, the largest being:

• Virginia: 79 offices in 49 towns, holding $9.57bn at 30 June 2025
• West Virginia: 46 offices in 29 towns, holding $6.85bn at 30 June 2025
• North Carolina: 43 offices in 35 towns, holding $2.54bn at 30 June 2025
• South Carolina: 25 offices in 18 towns, holding $1.83bn at 30 June 2025
• Georgia: 16 offices in 15 towns, holding $1.86bn at 30 June 2025
• Maryland: 11 offices in 10 towns, holding $1.58bn at 30 June 2025

United Bank on its latest Call Report, 30 June 2026

• Total assets: $33.6bn
• Total deposits: $27.3bn
• Tier 1 leverage ratio: 11.60%
• Total risk-based capital ratio: 14.91%
• Noncurrent loans, as a share of loans: 0.44%
• Return on assets: 1.56%
• Net interest margin: 3.87%
• Staff: 2,674

United Bank by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• United Bank in Morgantown, WV — 6 branches

Compare United Bank against every other bank with a branch in Virginia, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.