The First Bank and Trust Company
The First Bank and Trust Company of Lebanon, VA, chartered 1979: 30 offices, $4.28bn in assets, a 10.07% leverage ratio. Straight from the federal record.
The First Bank and Trust Company is an FDIC-insured community bank headquartered in Lebanon, VA, chartered in 1979. It is supervised by the Federal Reserve and held by First Bcorp Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where The First Bank and Trust Company has branches
30 full-service offices across 3 states:
- Virginia: 20 offices in 17 towns, holding $3.00bn at 30 June 2025
- Tennessee: 6 offices in 5 towns, holding $502m at 30 June 2025
- North Carolina: 4 offices in 4 towns, holding $67m at 30 June 2025
The First Bank and Trust Company on its latest Call Report, 30 June 2026
- Total assets: $4.28bn
- Total deposits: $3.82bn
- Tier 1 leverage ratio: 10.07%
- Total risk-based capital ratio: 13.83%
- Noncurrent loans, as a share of loans: 0.28%
- Return on assets: 1.83%
- Net interest margin: 4.16%
- Staff: 471
Compare The First Bank and Trust Company against every other bank with a branch in Virginia, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.