Woodforest National Bank of The Woodlands, TX, chartered 1980: 740 offices, $8.98bn in assets, a 9.35% leverage ratio. Straight from the federal record.
Woodforest National Bank is an FDIC-insured bank headquartered in The Woodlands, TX, chartered in 1980. It is supervised by the Office of the Comptroller of the Currency and held by Woodforest Finl Group Employee Stk Ownership Plan With 401 K Provisions Amended & Restated Eff 01 01 21. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Woodforest National Bank has branches
740 full-service offices across 17 states, the largest being:
Texas: 212 offices in 100 towns, holding $6.59bn at 30 June 2025
North Carolina: 90 offices in 74 towns, holding $413m at 30 June 2025
Ohio: 72 offices in 66 towns, holding $225m at 30 June 2025
Virginia: 48 offices in 38 towns, holding $191m at 30 June 2025
South Carolina: 44 offices in 34 towns, holding $127m at 30 June 2025
Indiana: 43 offices in 38 towns, holding $105m at 30 June 2025
Woodforest National Bank on its latest Call Report, 30 June 2026
Total assets: $8.98bn
Total deposits: $8.13bn
Tier 1 leverage ratio: 9.35%
Total risk-based capital ratio: 12.52%
Noncurrent loans, as a share of loans: 1.93%
Return on assets: 2.05%
Net interest margin: 4.41%
Staff: 4,334
Woodforest National Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.